Lifetime Mortgages Calculator

Use the calculator to get an approximate idea of how much you might be able to borrow with a lifetime mortgage

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The maximum amounts that Lifetime Mortgage applicants can borrow changes frequently. If you wish to know how much you may be eligible to borrow given your own circumstances, please use the ‘Contact Me’ button and Andy will be in touch to discuss exactly what may be available.

A Lifetime Mortgage is a special type of mortgage available to homeowners over 55 years of age. The mortgage is only repayable if the applicants leave the property – so it genuinely can run ‘for life’.

Use our Lifetime Mortgage calculator to see how much you might be able to release from your property. The results assume you will use all of your property, but the amounts will be roughly pro-rata if you use a smaller proportion. The illustrated figures are for ‘roll-up’ lifetime mortgages only. ‘Interest-paid’ loans and those plans offering other features may produce a lower maximum amount.

Enter your age (both ages if there are two of you) and the estimated property value, then press “Calculate” to determine the possible maximum release you may receive on a Lifetime Mortgage.

Please note these figures are intended as a guide only and are not guaranteed. The calculator is further complicated if you do not enjoy perfect health. For those applicants with potentially life limiting illnesses the amount could be higher, depending on the severity of the illnesses suffered. You may be offered more or less than the figures shown. A valuation of your property will be needed to confirm any offer.

For more information or an accurate maximum loan figure, use the ‘Contact Andy’ area at the bottom of this page.

EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.

Contact Andy

Contact Andy directly or fill out your details and Andy will contact you as soon as he's available.

I provide my consent for Andy Wilson Financial Services to contact me regarding my enquiry. We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and supervisors. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

Email communications are not secure and for this reason Andy Wilson Financial Services cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Andy Wilson Financial Services Ltd is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.

Andy Wilson Financial Services Ltd is Registered in England and Wales under reference no: 07547809. Registered Office: Landmark House, 1 Riseholme Road, Lincoln, LN1 3SN.

The information contained in this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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I provide my consent for Andy Wilson Financial Services to contact me regarding my enquiry. We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers and supervisors. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

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