Lifetime Mortgages Calculator

Use the calculator to get an approximate idea of how much you might be able to borrow with a lifetime mortgage

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The maximum amounts that Lifetime Mortgage applicants can borrow changes frequently. If you wish to know how much you may be eligible to borrow given your own circumstances, please use the ‘Contact Me’ button and Andy will be in touch to discuss exactly what may be available.

A Lifetime Mortgage is a special type of mortgage available to homeowners over 55 years of age. The mortgage is only repayable if the applicants leave the property – so it genuinely can run ‘for life’.

Use our Lifetime Mortgage calculator to see how much you might be able to release from your property. The results assume you will use all of your property, but the amounts will be roughly pro-rata if you use a smaller proportion. The illustrated figures are for ‘roll-up’ lifetime mortgages only. ‘Interest-paid’ loans and those plans offering other features may produce a lower maximum amount.

Enter your age (both ages if there are two of you) and the estimated property value, then press “Calculate” to determine the possible maximum release you may receive on a Lifetime Mortgage.

Please note these figures are intended as a guide only and are not guaranteed. The calculator is further complicated if you do not enjoy perfect health. For those applicants with potentially life limiting illnesses the amount could be higher, depending on the severity of the illnesses suffered. You may be offered more or less than the figures shown. A valuation of your property will be needed to confirm any offer.

For more information or an accurate maximum loan figure, use the ‘Contact Andy’ area at the bottom of this page.

Contact Andy

Contact Andy directly or fill out your details and Andy will contact you as soon as he's available.

You voluntarily choose to provide your personal details via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used by us to contact you regarding your enquiry.

Equity release may require a lifetime mortgage or home reversion plan. A Lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. We charge a fee for equity release. The fee will be £990 where we are able to retain commission from the lender.

Andy Wilson Financial Services Ltd is registered in England No. 07547809. Registered Office: Landmark House, 1 Riseholme Road, Lincoln, LN1 3SN. Andy Wilson Financial Services is a trading style of Andy Wilson Financial Services Ltd which is an appointed representative of TenetLime Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetLime Ltd is entered on the Financial Services Register ( under reference 311266.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Email communications are not secure. For this reason Andy Wilson Financial Services Ltd cannot guarantee the security of the email or its contents or that it remains virus free once sent.

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