Our Equity Release specialist Andy Wilson has this Autumn been recognised in annual 2021 Equity Release Awards for his excellent advice. The Mortgage Strategy Awards 2021 saw Andy shortlisted to be one of the five shortlisted firms in the finals for ‘Best Equity Release Broker’. At the awards ceremony in London in September, the category winner was a much larger national broker with […]
This year we have celebrated our 10th year as a financial advice firm! Andy Wilson Financial Services started on 3 June 2011. Initially, Andy began the business working alone, and advising clients on all aspects of mortgages and equity release. However, his intention was to eventually focus solely on equity release, a fast-growing area of personal finance. His plan was to then bring […]
A lifetime mortgage is essentially a loan that you take out on your home, which doesn’t need to be repaid until you pass away or go into long-term care. Not only will you be able to free up some of the wealth of accumulated equity in your home, you will also be able to continue to live there, should you wish to.
Spray foam insulation has been around for over 30 years, but it is becoming more popular as a means of insulating attic and roof spaces. However, this can significantly affect your chances of getting a conventional mortgage or equity release lifetime mortgage. What is spray foam insulation? Also known as spray foam, or spray polyurethane foam (SPF), this is an alternative to traditional […]
The Coronavirus and associated UK lockdown has had a dramatic impact on the world of Equity Release. There were three key parts of the application process which were affected – face to face meetings with prospective clients, valuations of properties and meetings with client Solicitors. CLIENT MEETINGS The first issue, face to face client meetings, became partly resolved with the immediate surge of […]
This is a guide on how to buy, sell or move home during the current Coronavirus and lockdown issue.
Here at AWFS (Andy Wilson Financial Services) we always try to ensure that our clients fully understand their mortgage that they are taking out, and therefore we use plain English to explain the commitment they are taking out. However, the finance world is full of jargon and mortgage acronyms, so let us explain ten of the more common ones: AIP or DIP. Agreement-in-principle, […]
Since starting the business in 2011, Andy has grown both the Mortgage and Equity Release services provided. Working alongside Tina, his wife and business partner, they have now reached the point of needing additional adviser support. They are therefore very pleased to announce the appointment of Robert Drury to the company. Working as the mortgage specialist within the team, Robert will provide a […]