We are delighted to announce the appointment of our new Mortgage Adviser, Steve Taylor. Steve joins us following 17 years with a Leicestershire mortgage practice, and prior to that 25 years with the Halifax. As a result, he is very experienced in the provision of ethical and professional mortgage advice, and all associated insurances. However, Steve was for many years Halifax branch manager. […]
Our Equity Release specialist Andy Wilson has this Autumn been recognised in annual 2021 Equity Release Awards for his excellent advice. The Mortgage Strategy Awards 2021 saw Andy shortlisted to be one of the five shortlisted firms in the finals for ‘Best Equity Release Broker’. At the awards ceremony in London in September, the category winner was a much larger national broker with […]
This year we have celebrated our 10th year as a financial advice firm! Andy Wilson Financial Services started on 3 June 2011. Initially, Andy began the business working alone, and advising clients on all aspects of mortgages and equity release. However, his intention was to eventually focus solely on equity release, a fast-growing area of personal finance. His plan was to then bring […]
A lifetime mortgage is essentially a loan that you take out on your home, which doesn’t need to be repaid until you pass away or go into long-term care. Not only will you be able to free up some of the wealth of accumulated equity in your home, you will also be able to continue to live there, should you wish to.
Spray foam insulation has been around for over 30 years, but it is becoming more popular as a means of insulating attic and roof spaces. However, this can significantly affect your chances of getting a conventional mortgage or equity release lifetime mortgage. What is spray foam insulation? Also known as spray foam, or spray polyurethane foam (SPF), this is an alternative to traditional […]
The Coronavirus and associated UK lockdown has had a dramatic impact on the world of Equity Release. There were three key parts of the application process which were affected – face to face meetings with prospective clients, valuations of properties and meetings with client Solicitors. CLIENT MEETINGS The first issue, face to face client meetings, became partly resolved with the immediate surge of […]
This is a guide on how to buy, sell or move home during the current Coronavirus and lockdown issue.
One of the techniques lenders use when assessing you for a mortgage is called ‘Credit Scoring’. This is a computerised system which allocates ‘scores’ to different aspects of your personal and financial situation. The scores are added up and you must pass a threshold value for them to be able to lend to you. Some things score higher than others. Being married with […]