Equity Release is a fast growing market which allows homeowners over the age of 55 to release some of the money tied up in their property.
There are pages to help you understand the different schemes and options, risks involved, plus safeguards and guarantees built in. There are also calculators providing guidance on how much you can raise.
View More InfoInformation and guidance is available for first time buyers, buy to let mortgages and those looking to remortgage.
For those looking to purchase a home, you may research the initial set up costs of buying a house. Clear guidance on the processes involved is also given.
We also explain the new ‘Retirement Interest Only’ (RIO) mortgages.
View More InfoThe financial impact of a life crisis can be devastating, whether through death, serious or long-term illness or redundancy. Life insurance and income replacement plans can help relieve the financial effects of such events. You can ensure that life can still be as comfortable as possible after the event.
We explain how life insurance works and the types of plans available.
View More InfoEquity release includes lifetime mortgages and home reversion schemes. We can advise and arrange lifetime mortgages and will refer to an approved specialist for home reversion schemes.
There may be a fee for lifetime mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £990.
Welcome to the home page of Andy Wilson Financial Services Ltd, a specialist financial adviser company based in Lincoln, Lincolnshire. The company specialises in providing Equity Release advice and plans for the retired, and arranging Mortgages of all kinds. We also advise on and arrange Life Insurance & Income Protection for individuals, and families.
The company is owned and managed by Andy Wilson, a well-respected and experienced financial adviser. Andy is building on 39 years’ experience of providing clients in Lincolnshire and much further afield with sound financial planning. He is a regular contributor to financial articles in the national press including The Telegraph, Mail Online and Mortgage Solutions.
Andy was joined in 2019 by mortgage adviser Robert Drury who has enjoyed a lengthy financial services career. He worked for two main banks and a building society, advising on mortgages and was part of the branch management. Robert will be handling most of our mortgage enquiries going forward, allowing Andy to focus on the equity release side of the business.
A further addition to our mortgage advice team is Steve Taylor, who joined the firm in November 2021. steve has a wealth of financial experience, having been a manager at the Halifax for 25 years, followed by 17 years as a mortgage adviser at a firm in Leicestershire. Steve works out of his office in Branston, near Lincoln.
The team is completed with Tina Wilson, Andy’s wife and co-director, who handles much of the day to day administration of the business, including financial accounting. Tina also liaises with clients, lenders and solicitors.
You will find help and guidance with many aspects of Equity Release, Mortgages and Protection within this website.
Please take time to look around the site and if your questions are not answered then use the contact form to ask – every contact will receive a response.
Meetings for mortgage advice are normally held at our offices in our Skellingthorpe and Lincoln High Street offices, where on-site parking is provided. However, for equity release advice Andy normally visit potential clients in their own home, wherever that may be.
However, we have a variety of video calling platforms we can use to meet with clients in a virtual face-to-face setting. Please tell us how you would prefer to meet.
All initial meetings are at our expense, not yours, and you are not obliged to proceed any further.
To arrange a meeting to discuss your requirements, please use the ‘Contact Us’ button below or use the ‘Book A Meeting’ button on each page.
Contact Andy Wilson Financial Services directly or fill out your details and we will contact you as soon as we're available.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage . For Lifetime Mortgages: to understand the features and risks, ask for a personalised illustration.
Andy Wilson Financial Services Ltd is registered in England No. 07547809. Registered Office: Landmark House, 1 Riseholme Road, Lincoln, LN1 3SN. Andy Wilson Financial Services is a trading name of Andy Wilson Financial Services Ltd, an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
The guidance and /or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.