Equity Release is a fast growing market which allows homeowners over the age of 55 to release some of the money tied up in their property.
There are pages to help you understand the different schemes and options, risks involved, plus safeguards and guarantees built in. There are also calculators providing guidance on how much you can raise.
View More InfoInformation and guidance is available for first time buyers, buy to let mortgages and those looking to remortgage.
For those looking to purchase a home, you may research the initial set up costs of buying a house. Clear guidance on the processes involved is also given.
We also explain the new ‘Retirement Interest Only’ (RIO) mortgages.
View More InfoThe financial impact of a life crisis can be devastating, whether through death, serious or long-term illness or redundancy. Life insurance and income replacement plans can help relieve the financial effects of such events. You can ensure that life can still be as comfortable as possible after the event.
We explain how life insurance works and the types of plans available.
View More InfoWelcome to the home page of Andy Wilson Financial Services Ltd, a specialist financial adviser company based in Lincoln, Lincolnshire. The company specialises in providing Equity Release advice and plans for the retired, and arranging Mortgages of all kinds. We also advise on and arrange Life Insurance & Income Protection for individuals, and families.
The company is owned and managed by Andy Wilson, a well-respected and experienced financial adviser. Andy is building on 39 years’ experience of providing clients in Lincolnshire and much further afield with sound financial planning. He is a regular contributor to financial articles in the national press including The Telegraph, Mail Online and Mortgage Solutions.
Andy was joined in 2019 by mortgage adviser Robert Drury who has enjoyed a lengthy financial services career. He worked for two main banks and a building society, advising on mortgages and was part of the branch management. Robert will be handling most of our mortgage enquiries going forward, allowing Andy to focus on the equity release side of the business.
A further addition to our mortgage advice team is Steve Taylor, who joined the firm in November 2021. steve has a wealth of financial experience, having been a manager at the Halifax for 25 years, followed by 17 years as a mortgage adviser at a firm in Leicestershire. Steve works out of his office in Branston, near Lincoln.
The team is completed with Tina Wilson, Andy’s wife and co-director, who handles much of the day to day administration of the business, including financial accounting. Tina also liaises with clients, lenders and solicitors.
You will find help and guidance with many aspects of Equity Release, Mortgages and Protection within this website.
Please take time to look around the site and if your questions are not answered then use the contact form to ask – every contact will receive a response.
Meetings for mortgage advice are normally held at our offices in North Hykeham and Skellingthorpe, just south and west of Lincoln, where on-site parking is provided. However, for equity release advice Andy normally visit potential clients in their own home.
However, during periods of lockdown during the Covid pandemic, or where clients are self-isolating or shielding, we have a variety of video calling platforms we can use to meet with clients in a virtual face-to-face setting. These have proved to work very well, and will form a part of our advice service even after the pandemic is finally over. Please tell us how you would prefer to meet.
All initial meetings are at our expense, not yours, and you are not obliged to proceed any further.
To arrange a meeting to discuss your requirements, please use the ‘Contact Us’ button below.
EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.
MOST FORMS OF BUY TO LET MORTGAGE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Contact Andy Wilson Financial Services directly or fill out your details and we will contact you as soon as we're available.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage . For Home Reversion plans and Lifetime Mortgages: to understand the features and risks, ask for a personalised illustration.
Not all forms of Buy to Let mortgages are regulated by the Financial Conduct Authority.
Andy Wilson Financial Services Ltd is an appointed representative of TenetLime limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.
Andy Wilson Financial Services Ltd is Registered in England and Wales under reference no: 07547809. Registered Office: Landmark House, 1 Riseholme Road, Lincoln, LN1 3SN.
The information contained in this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.