Yes in some cases, it can reduce monthly outgoings. However, it may also increase the total amount repaid and extend the debt over many years. The short-term pain of credit payments can lead to long term gain by reducing the overall cost. We always explain the pros and cons clearly.

Get In Contact
Call Us:
01522 590015
office@andywilsonfs.co.uk
11 Boscombe Close, Lincoln, LN6 3TG
© 2026 Andy Wilson Financial Services Ltd. - Registered in England: 07547809